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Last updated: 15 April 2026

Welcome to Moshe Peretz Investments (the "Site"). Use of the Site, including all of its content and services, is subject to the terms set out in this document (the "Terms of Use"). Use of the Site — including viewing content, submitting the contact form, or using any other service — constitutes full and irrevocable acceptance of everything stated in these Terms. If you do not agree to the Terms, please refrain from using the Site.

1. Definitions

2. Nature of service — essential legal disclaimer

The Operator is not a licensed investment advisor, portfolio manager, or pension advisor under Israel's Regulation of Investment Advice, Investment Marketing, and Portfolio Management Law, 5755–1995.

All content appearing on the Site — including articles, videos, classes, analyses, social-media posts, and any recommendations — is provided for educational, informational, and general knowledge-sharing purposes only, and does not constitute in any way:

Every investment decision is the user's sole responsibility. We recommend consulting a licensed investment advisor, tax professional, and other qualified professionals before making financial decisions.

3. Investment risks

Capital markets, the crypto market, the precious-metals market, and any other financial market involve significant risks, including but not limited to:

Past performance is not an indicator of future performance. The user declares that they understand the risks involved in investing and that they act based on their own independent judgment.

4. Intellectual property

All content on the Site — including design, logos, text, graphics, source code, structure, images, and videos — is the exclusive property of the Operator or its respective rights holders, and is protected under Israeli intellectual property laws, including the Copyright Law, 5768–2007.

Content may not be copied, duplicated, published, distributed, broadcast, sold, displayed, or used commercially in any way without prior written approval from the Operator. Permitted use is personal, non-commercial use only.

5. Site usage rules

The user undertakes:

6. Privacy

Use of the Site is subject to the Site's Privacy Policy, which forms an integral part of these Terms. By using the Site, the user confirms that they have read and agreed to the Privacy Policy.

7. Contact form and WhatsApp delivery

The contact form on the Site delivers inquiries directly to the Operator's WhatsApp account. Use of WhatsApp is subject to the terms of use and privacy policy of WhatsApp LLC (Meta). The Operator is not responsible for the policies of external services.

8. Links to external sites

The Site may contain links to external sites that are not under the Operator's control. The Operator is not responsible for the content, security, policies, or use of those sites. Visiting external sites is at the user's sole responsibility.

9. Limitation of liability

Use of the Site is at the user's sole responsibility. The Site, its content, and the services provided are supplied "As-Is", without any representation, warranty, or commitment of any kind.

The Operator, including anyone acting on its behalf, shall not bear liability for any damage — direct, indirect, consequential, incidental, or punitive — including loss of profits, capital, business opportunity, information, or reputational damage, arising from or related to the use of the Site, its content, or reliance on it.

The Operator does not guarantee that the Site will operate continuously, error-free, or without interruption, nor that it will be free of viruses or malicious code.

10. Changes to the Site and Terms

The Operator reserves the right to change, update, add to, or remove content, services, or terms of use at any time and at its sole discretion, without prior notice. The updated Terms take effect immediately upon publication on the Site. Continued use of the Site after a change constitutes consent to the changes.

11. Termination

The Operator may block or restrict a user's access to the Site, at its sole discretion, in cases of breach of these Terms, abusive use, or any other reason, and without prior notice.

12. Governing law and jurisdiction

These Terms — and any dispute, claim, or demand arising out of or relating to them — shall be governed exclusively by the laws of the State of Israel, without regard to international conflict-of-laws rules.

Exclusive jurisdiction over any claim or dispute is granted to the competent courts in the Tel Aviv–Jaffa district, and the parties hereby waive any forum non conveniens defense.

13. Miscellaneous

The invalidity or non-enforcement of any provision of these Terms shall not affect the validity of the remaining provisions. Section headings are for ease of reading only and shall not be used for interpretation.

14. Contact

For questions, clarifications, or inquiries regarding these Terms, please contact the Operator at: